Progressive paid Harris Interactive to conduct a telephone survey of 1,000 US adults in August, and determined:
70 million + drivers in the US could save with usage-based insurance
50% of respondents say they drive under 12,000 miles per year, below than the national average of 13,476 miles a year;
84% of drivers define themselves as cautious, 49% as defensive (39 percent); and
88% of drivers are rarely on the road between 12-4 am
All these conditions point to Pay as you drive car insurance as the future and fast becoming the present.